Share this: Facebook Twitter Reddit LinkedIn WhatsApp CHAPTER 1 INTRODUCTION According to Zainol, Shaari, Ali (2008) Islamic banking was not so popular amongst the masses in 1970. But by the 21st century with steady growth Islamic banking became a reality that could not be ignored, where in 1975 the size of the industry was few hundred thousand dollars, it reached … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp This research study is conducted to compare the performance of domestic and foreign banks in Pakistan in terms of profitability. We have analyzed and compared the profitability of domestic and foreign banks working in the Pakistani market from financial period of 2003 to 2008. The objective is to analyze the difference in profitability … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp Islamic banking having distinct modes of operations as compared to conventional banks has been started in the 1970s to address the problem of Riba. The committed and resourceful individuals, professional bankers, Islamic economists and religious scholars are attributed to be pioneer of Islamic banking. Its philosophies and principles are, however, not new having … Read More
Introduction This chapter will discuss the Mergers and Acquisition features based on the academic literature to date. It will also point out the main factors that affected the takeovers during the credit crunch and how the economy as a whole and the banking sector in particular were affected by the recession. Further, it will examine … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp CHAPTER 2 Financial performance of a commercial bank can be measured by profitability. Based on Codjia (2010), financial performance will look at the statement of an accounting summary that details a business organization’s revenues, expenses and net income. A corporation may prepare a statement of financial performance on a monthly, quarterly or annual … Read More
Commercial banks are major players in the banking system. They are the largest and most important suppliers of funds in the banking system. Commercial banks initially placed under supervision of the BNM in 1959. Prior to the inception of BNM, commercial banks had only to comply the companies Ordinance 1948. The Banking Act 1973 was … Read More
Monetary policy is the regulation of the interest rate and money supply of a country by its Central Bank or Federal Reserve in other to achieve the major economic goals which include price stability, full employment, economic growth etc. The stock market on the other hand is often considered a primary indicator of a country’s … Read More
In 1963, Islamic banking came into existence on an experiment basis on a small scale in a small town of Egypt. The success of this experiment opened the doors for a separate and distinct market for Islamic banking and finance and as a result, in 1970s Islamic banking came into existence at a moderate scale … Read More
In this paper we are interested in observing Islamic banks that have been operating for decades attracting customers who are seeking for implementing Islamic Sharia’h in their financial matters. Miles& Snow typology is one of the extremely well known strategic orientation methods in the strategic management, and we are exploring whether we can implementing this … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp CHAPTER 2 LITERATURE REVIEW 2.1 Introduction Housing loan is one of the services provided by mostly commercial institutions. In the current trend, banking institution is losing their market shares (Mylonakis, 2007). Due to technology advancement, information about every product and services in banking industry are transparency. Potential customers are able to compare the … Read More
Literature Review on Ethical Mutual Funds Performance With €7 trillion in Europe and $10 trillion in US of investment assets, the mutual funds industry has became very important in financial sector (ICI and EFAMA respectively, 2007). All of empirical studies focus on the performance of mutual funds industry. And we will also in this … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp Introduction This chapter attempts to review the relevant literature on rural banks and its loan recovery strategies. The literature review covers areas such as: emergence and evolution of rural and community banks in Ghana; the legal, regulatory, and supervision framework governing rural banks in Ghana, Services provided by Rural Community Banks in Ghana.; … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp In order to test the relationship between ownership structure, market structure and bank performance, the relative findings and hypotheses are vital for the research. Thereby, the prior studies should be introduced in this section. Literature of international research There are most basic and important studies on the relationship between ownership structure and … Read More
In the literature, bank profitability is usually expressed as a function of internal and external determinants. The internal determinants originate from bank accounts (balance sheets and/or profit and loss accounts) and therefore could be termed micro or bank-specific determinants of profitability. The external determinants are variables that are not related to bank management but reflect … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp The studies on the determinant of bank’s profitability has been done since a long time ago. Compared to the studies on the determinants of Conventional bank’s profitability, the studies on determinant of Islamic bank’s profitability is still relatively new. Among of the studies that examine the determinants of conventional bank profitability is such as … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp INTRODUCTION AND RESEARCH STRATEGY In the beginning, should be identified two different identities of banking systems ‘Islamic banking’ (IB) and ‘conventional banking’ (CB). IB identifies financial institutions that provide products and services based on the principles of Islamic law (known as shari`a) and guided by Islamic economics. The two main principles are ‘sharing … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp Numerous studies have been conducted on performance Islamic and conventional banks throughout the world. Most of the studies are theoretical in nature. Few empirical studies are found. Empirical measurement of the performance of Islamic banks began slowly, owing to a lack of data. Initial studies examined individual banks. Given the corresponding growth in … Read More
Risk as obvious is uncertainty or exposure to any kind of uncertainty, Hence a risk in any financial institution can either be handled or avoided through mitigation system. Since 2007 when conventional banking crisis paved a way to global recession and financial crash of institutions, more need is felt to Monitor, Identify, Report, Measure, Manage … Read More
Banks play vital role in the economic growth and development of the country. So, to uphold the economic growth of the country, the banking sector must perform its task properly. For the banking sector, interest rates play the vital role as it has ability to affect total demand of money and subsequently, the investment opportunities. … Read More
Share this: Facebook Twitter Reddit LinkedIn WhatsApp This research is done to know the current trend of nonperforming loans (NPL’s) which are bring threats on conventional Banks of Pakistan and bringing highly impact on their performances. According to our research borrowers face difficulties in paying loans due to interest, inflation, taxes, investment & discount rate but interest rate/mark up … Read More
